For any retail store or service business, the daily focus is on customers and operations. But beneath the surface of daily transactions lies a critical responsibility: keeping people and property safe. When that duty is breached, it leads to liabilit...
Read MoreThe claim form is the official start of your legal case. It’s the document that tells the other party (the defendant) exactly what your complaint is and what you are asking for. By submitting it, you put your claim on the legal record, meet legal deadlines, and formally begin the process. Think of it as switching from informal discussions to the official, structured legal system where rules and timelines strictly apply.
A bodily injury claim is a legal demand for compensation from the person or company responsible for causing your physical harm in an accident. This isn’t just for medical bills. It covers your pain and suffering, lost wages from missing work, and any future costs related to your injury, like ongoing therapy or reduced earning ability. The goal is to financially restore you, as much as possible, to the position you were in before the accident occurred.
Yes, absolutely. Even if you negotiated the deal yourself, a lawyer’s review is a wise investment. They can identify unfavorable terms, loopholes, or unintended consequences you may miss. They ensure the agreement is legally sound, properly executed, and reflects your understanding. This review protects your rights and provides peace of mind that you are making a fully informed, binding decision.
’Per occurrence’ is the maximum your insurer will pay for a single claim. ’Aggregate’ is the total cap they will pay across all claims during your policy period. For example, if you have a $1 million per occurrence limit and a $2 million aggregate, the insurer covers up to $1 million for any one incident. Once the total of all claims hits $2 million, you have no more coverage for that term. It’s critical to ensure both limits are high enough for your risk exposure.
