Professional Liability

Topics

Professional Liability, The Main Types of Liability Claims

Architectural and Engineering Malpractice: When Design Defects Lead to Liability

When you hire an architect or engineer, you are paying for professional judgment that directly affects the safety, function, and value of a building or structure. These professionals owe you a duty to perform their work with the skill and care that a...

Read More
Professional Liability, The Main Types of Liability Claims

The Standard of Care in Medical Malpractice Claims

Medical malpractice is a specific type of professional liability claim that arises when a healthcare provider fails to meet the accepted standard of care and that failure causes harm to a patient. Understanding what the standard of care means is esse...

Read More
Professional Liability, The Main Types of Liability Claims

Architects and Engineers Professional Liability for Design Errors

If you hire an architect to design your house, and the roof collapses under normal snow load, you have a professional liability claim. The same applies if an engineer miscalculates the steel supports in a parking garage and the whole thing shifts out...

Read More
Professional Liability, The Main Types of Liability Claims

Understanding Professional Liability: When Expert Advice Goes Wrong

Professional liability is the legal responsibility that experts bear when their work, advice, or services cause harm to a client. It exists because we rely on professionals—doctors, lawyers, accountants, architects, and financial advisors—to poss...

Read More
Professional Liability, The Main Types of Liability Claims

Failure to Disclose Property Defects: The Real Estate Agent’s Professional Liability

You buy a house. Six months later, the basement floods. You find out the previous owner had filed three insurance claims for water damage. The seller never told you. Your real estate agent never asked. Now you are stuck with a soggy basement, thousan...

Read More
Professional Liability, The Main Types of Liability Claims

Architectural Design Errors: When a Blueprint Becomes a Liability

Every building starts with a set of drawings. Those drawings are the foundation of the entire project. But when an architect or engineer makes a mistake on those plans, the consequences can be catastrophic. Walls that can’t support the roof, founda...

Read More
Professional Liability, The Main Types of Liability Claims

Architectural Malpractice: When Design Defects Lead to Liability

Architects carry a significant burden of responsibility every time they put pencil to paper or cursor to screen. When a building design fails, the consequences can range from costly repairs to catastrophic structural collapse. Professional liability ...

Read More
Professional Liability, The Main Types of Liability Claims

Surgical Sponge Left Behind A Case Study in Professional Liability

When a patient goes under the knife, they trust the surgical team with their life. They assume that every tool, every instrument, and every piece of material used inside their body will come out when the surgery is done. But that assumption fails mor...

Read More
FAQ

Frequently Asked Questions

Immediately, if it is safe to do so. The most critical evidence is the scene as it existed at the time of the incident. Photograph the exact hazard (spill, broken step, debris), any injuries you sustained, environmental conditions (weather, lighting), and any relevant signage. Continue documenting your injuries over time to show the healing process. If a product failed, take clear pictures of the product itself, any serial numbers, and how it failed. The sooner you act, the more accurate the evidence.

Consult a lawyer immediately if there are serious injuries, significant property damage, a disputed fault, or if you are contacted by a lawyer representing another party. Early legal advice can protect your rights, ensure proper evidence preservation, and guide you through interactions with insurers. Many attorneys offer free initial consultations to assess your situation.

A proof of loss is a formal, sworn statement you submit to your insurer detailing the scope and financial value of your claim. It is a critical document, often required by the policy contract. It includes an inventory of damaged items, their value, and supporting documentation like receipts and photos. Filing it accurately and within the deadline set by your insurer is essential, as failure to do so can jeopardize your right to payment.

You must show how each party was wrong. In cases of shared fault, you can name multiple defendants in your claim. You will need to provide evidence detailing the specific negligent act or failure of each party involved. The court or insurance adjusters will then determine the percentage of fault for each defendant. This apportionment directly impacts the amount of compensation you can recover from each responsible party.